West Coast Community Bank, the largest community bank headquartered in California’s Central Coast, has received high rankings in Bank Director Magazine’s 2025 Ranking Banking report. The ranking identifies the top 25 U.S. banks among the 300 largest publicly traded institutions based on 2024 profitability, capital adequacy and asset quality. WCCB received a No. 4 ranking overall and a No. 2 ranking for banks with less than $5 billion in assets. Krista Snelling, WCCB chairman and chief executive officer, is also featured in the Ranking Banking report in a story entitled “California Dreaming” that explores the strength of California banks, which make up more than a quarter in this year’s Top 25 U.S. banks.
“West Coast Community Bank is committed to helping businesses and communities thrive along the Central Coast and in Silicon Valley,” said Krista Snelling. “We are thrilled to have that commitment to excellence and our team’s hard work be recognized as one of the best-performing publicly traded banks in the nation in Bank Director’s 2025 Ranking Banking report.”
Ranking Banking uses four metrics to assess performance. Profitability is captured by return on equity and return on assets. Asset quality is represented by nonperforming assets. Capital adequacy is a function of a bank’s tangible common equity ratio. Banks are scored on each of the four metrics. The scores are then merged into an overall score, which determines the ranking – the lower the score, the higher the rank. Data is based on calendar year 2024 results. For more on the rankings and methodology, visit Ranking Banking: The Top U.S. Banks.
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