Dan Fishbein, M.D., president, Sun Life U.S., released the following statement in support of the Workers’ Disability Benefits Parity Act, introduced today by Congressmen Mark DeSaulnier (CA-10) and Robert Scott (VA-03). This legislation would enhance long-term disability insurance benefits by requiring that mental health conditions be covered similarly to most physical conditions. Sun Life first called on Congress in 2023 to make these improvements to disability coverage.
“This legislation rightly recognizes that mental health is health, and makes sure that workers will have the financial security they need to take care of themselves and their families, regardless of the cause of their disability. Mental health conditions must be given the same consideration as physical conditions in healthcare and in workplace benefits, especially disability coverage. A mental health condition can be just as disabling as a physical one, and can last just as long. Currently, most long-term disability benefits are typically capped at 24 months for mental health conditions. There should be a uniform federal standard to ensure long-term disability benefits cover mental health and physical conditions at the same level and length.
This is an opportunity to evolve the way we address mental health diagnoses in the assessment of a person’s ability to work. Stronger mental health expertise and management, paired with the vocational support already embedded in disability insurance, will help more people get the care and support they need to return to work and wellness.
A market-wide legislative solution is the best way to ensure coverage for workers while supporting a strong and sustainable market for disability insurance.
Disability coverage must evolve to meet the current needs of American workers. We applaud Congressmen DeSaulnier and Scott for introducing this important piece of legislation and stand ready to work with members of Congress and other partners to support its passing. Getting people back to health and work whenever possible remains the goal. Society benefits by helping more workers get the mental healthcare they need, and we now have the opportunity to do just that.”
