Momentum is building around Mutuum Finance as the project edges closer to its V1 launch on the Sepolia testnet. Interest has been rising for months, and recent progress signals that this new crypto may become one of the most talked-about DeFi launches of 2025. While details of the presale stages are drawing plenty of attention, the bigger story is how quickly demand is increasing as the project moves toward its next major development milestone.
What the Project Is Building
Mutuum Finance (MUTM) is developing a decentralized lending and borrowing protocol built for efficiency, transparency, and user control. The team is designing a system where users can lend digital assets to earn yields or borrow against their portfolios through automated smart contracts. The protocol blends two lending markets: a Peer-to-Contract liquidity pool for assets like ETH and USDT, and a Peer-to-Peer isolated marketplace for more specialized assets, creating a structure aimed at improving capital efficiency across DeFi crypto markets.
The strong engagement around the project reflects growing interest in these types of lending platforms. So far, Mutuum Finance has already raised $18.8 million and built a community of more than 18,000 holders, showing early market belief in its upcoming features and roadmap. This level of traction has helped position MUTM as one of the top crypto contenders among 2025 presale projects.
Price Growth, Phases and Daily Activity
The MUTM token is currently priced at $0.035 in Phase 6, which is now nearly 95% allocated. The presale began in early 2025 at $0.01, meaning the token has climbed 250% from its first stage to its current level. This steady rise reflects consistent demand across each phase, with investors aware that once a stage sells out, the next price increase is locked in.
Mutuum Finance also introduced a 24-hour leaderboard element. Each day, the top contributor receives $500 worth of MUTM, creating constant activity and encouraging users to stay engaged. This public and transparent mechanism adds a competitive layer to the presale while also helping maintain steady inflows. These signals suggest the project has sustained interest from buyers who view MUTM as one of the new cryptocurrency opportunities with room for further growth before launch.
Token Allocation Structure and Growing Distribution
So far, more than 800 million MUTM tokens have been sold during the presale. Mutuum Finance plans a total token supply of 4 billion, with 45.5% allocated to the presale. This sizable allocation ensures early-stage buyers hold a meaningful portion of the supply ahead of exchange listings.
Another development that strengthened participation is the new MUTM payment option, allowing direct card purchases during the presale with no buying limits. For many users, this made acquiring MUTM faster and more convenient, widening accessibility for newcomers entering the DeFi crypto sector.
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