New national platform simplifies funding options, tools, and real-life guidance for homeowners and small-scale developers.
Highline Beta today announced the official launch of the Middle Housing Finance Hub. This free, web‑based resource centralizes financing pathways, step‑by‑step tools, and success stories for Canadians looking to build accessory dwelling units (ADUs), laneway or garden suites, and small multiplex conversions. The Middle Housing Finance Hub addresses one of the largest barriers to gentle‑density housing: fragmented, confusing, and often limited access to capital.
This initiative was supported by Canada Mortgage and Housing Corporation’s (CMHC) Housing Supply Challenge Round 5 “Level‑Up” Scaling Hub funding. The platform was built by Highline Beta’s venture studio team in collaboration with lenders, policymakers, and community innovators across the country. During the soft launch, the Hub saw strong early engagement from across Canada, including significant interest from users in B.C. and Alberta.
“Canada can’t close its 3.5‑million‑home supply gap without unlocking smaller, faster projects,” said Ben Yoskovitz, Founding Partner at Highline Beta. “By making financing options transparent—and pairing them with real homeowner stories—we’re reducing friction so ADU and multiplex projects actually get built.”
Hub Highlights
- End-to-end Toolkit – interactive Process Map, nationwide Financing Directory, and Real-life Journey videos and write-ups that guide users through each stage, from feasibility to post-construction.
- AI-Powered Chat Assistant – answers ADU and multiplex financing questions in plain language and cites the most relevant Hub resources for quick validation.
- News & Insights Feed – regularly updated to surface the latest headlines on zoning, financing, and housing policy across Canada, helping users stay current without leaving the Hub.
Lorena Magallanes, a Toronto homeowner featured on the Middle Housing Finance Hub, added:
“If I could do it again, I’d definitely get help from the start. Doing it alone was overwhelming—there are so many hidden costs people don’t talk about.”
Tackling an Urgent Affordability Challenge
CMHC estimates Canada must add 3.5 million homes by 2030 to restore affordability. Small‑scale infill—laneway houses, basement suites, and multiplex retrofits—can be approved and built more quickly than large condo towers. Still, financing remains the top hurdle for first‑time builders.
Availability
The Middle Housing Finance Hub is live today at www.middlehousingfinance.ca. All resources are free to use, and the directory will expand as new lenders and programs come online.
